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The buck doesn’t stop at salary

You can’t know your pretax benefits’ performance, unless you can answer all of the following:

We give you the benefits without the doubt

Melody is a breakthrough platform that vertically integrates group health, flexible pretax benefits and advanced administration

Diagnosis

In collaboration with leadership and HR, we learn your employee makeup and perk preferences

Design

We custom-craft a comprehensive package of benefits your team will actually love and use

Administration

By handling TPA services in house, we distribute perks and offer support in a frictionless way

Education

For the life of your company, we help employees learn, engage and take advantage of all you offer

Procurement

Melody calls on proven expertise and connections to underwrite your program by the best providers

Own up as Chief Beneficiary

Reap the rewards as Melody doubles down on regulatory compliance, and leverages your perks for long-term company growth and talent attraction. That’s how we build your company from the people out.

We give you the benefits without the doubt

Plastic goes personal with our reloadable card. Employees’ perks are securely and automatically added to their card each pay cycle, so they enjoy the power to maximize perks with minimum effort.

MelodyPay enables employees to offset copays, deductibles, transit and other costs with a swipe. Accepted where credit cards are, it’s the card they take anywhere and takes them everywhere.

FSAs save payroll taxes for both employer and employee, putting pretax monies towards medical, dental, vision, and daycare costs. The MelodyCard is smart enough to auto-identify eligible expenses.

HRAs let you set aside pretax dollars for defined employee healthcare expenses. And when they swipe their MelodyPay card, they make effective use of those dollars without incurring any income tax.

HSAs are wonderful tax-exempt accounts used to pay qualifying medical expenses, designed to work in conjunction with an IRS-qualified High-Deductible Health Plan (HDHP).

From nutrition services to meditation courses to mental wellness support, Melody helps you create a unique package that rhymes with your particular employee population and makeup.

To make your benefits pay, we offer a secure online portal, distribute proprietary training materials, and interface directly with your employees to educate them in making the most of their perks.

There’s a perk to being an individual: At Melody, we work with employees on the personal level to take their pretax benefits even further with life insurance, financial planning, and retirement planning services.